Tag: "fee disclosure"

Stocks in 401(k) Plans? Why Not?

A recent article at the Wall Street Journal’s smartmoney.com explains why mutual funds still charge fees, despite the fact that the transaction costs for stocks, bonds and exchange-traded funds (ETFs) are getting cheaper. According to an industry spokesperson, customers are paying for a service they are not receiving from other investments, namely fund managers trying […]

The Good and Bad of 401(k) Fee Disclosure

For the past few years, the Department of Labor has wrestled with what kind of fee disclosure requirements to impose on 401(k) plans.  Currently the DOL has several pages of fiduciary rules that, if adhered to, will protect employers and plan administrators from potential liability.  While these rules are voluntary, most companies make certain they adhere to […]

New “Fees” on Investments…and Not from Mutual Funds

Beginning in 2013, the recently passed health care reform bill will impose new Medicare  taxes on unearned income for single filers with adjusted gross incomes of  $200,000 a year or more and joint filers with AGIs of $250,000 a year or more.  The new 3.8 percent will apply to any rent, royalties, dividends or capital […]