Tag: "bonds"

Baby Boomers vs. Generation Y

The Insured Retirement Institute released a survey this week (described on the Wall Street Journal’s Smart Money blog) about the state of baby boomer retirement.  It is indeed a sad state, but nothing new to report.  As previous surveys have indicated, they are simply not ready: 35 percent of 50 to 66 year olds expect to retire after age [...]

Walk….Don’t Run When the Financial Markets Speak

One of the most important things to remember in an emergency is to remain calm.  Panic tends to cloud a person’s rational thinking and judgment.  In every situation, panic can create more problems than it solves.  It does two things:  1) It causes us to misunderstand the ramifications of the problem we are trying to [...]

Mattress Investing Revisited

“I’ve found that when the market’s going down and you buy funds wisely, at some point in the future you will be happy. You won’t get there by reading ‘Now is the time to buy.’”   Peter Lynch The stock market fall of 2008 sent many into a tailspin: moving money, selling equities, taking losses.  Some [...]

Running with the Bulls

Nearly two years ago, I received a call from a former college friend of mine.  This was about the time the market was starting to recover from its drastic downturn in the fall of 2008, leaving many investors shaking their heads, selling off and vowing never to return to the Dow Jones again.  During the [...]

The Stock Market: In the Long Run, It’s All About Earnings, Not Panic

Here we go again.  Panic in the stock market has set in, yet again, due to every direct or indirect domestic or international incident known to man.   Maybe Greece.   Maybe Senate-passed financial regulations.  Maybe unemployment.  Maybe somebody pressed the wrong button on their computer.  Or maybe somebody sneezed.