Tag: "401(k)"

The United States of Cyprus: Will American Retirement Accounts be Raided?

As I skimmed through a copy of the president’s 2014 budget, which by the way, is chock full of fluffy spending at the expense of the taxpayer, I caught site of an interesting proposal regarding retirement accounts.   Let me back up a bit and rephrase myself — I caught sight of a “hair-brained scheme” that [...]

Nervously Holding Bonds

The stock market is getting a bad reputation these days. It waxes and wanes hour by hour depending on everything from who is elected president to the future of twinkies and cupcakes. Never mind that in the grand scheme of things, individual stock returns are really based on corporate earnings, and never mind that historically [...]

How Are Baby Boomers Spending Their Money?

In an August blog post, I referenced a New York Times Economix blog article highlighting the falling median income among 55 to 64 year olds during the past three years.  One of my blog readers asked me about consumer spending for this age group.  Has it fallen along with income? Alas, my new NCPA study [...]

Is the Path to Retirement Just Pure Luck? (Part II)

Last week I highlighted some fairly positive news from a recent Wells Fargo/Gallup survey even though the media headlines appeared otherwise. Despite low interest rates on investments, more people than not are confident they will be able to buy cialis retire when they plan to. And the majority of current retirees are confident they will [...]

Is the Path to Retirement Just Pure Luck? (Part I)

No. Last month, Wells Fargo and Gallup released a poll on household investors’ opinions. Wells Fargo’s media release headline reads: “Low Rates Force One in Three Investors to Delay Retirement.” The Los Angeles Times reads, “Low Interest Rates are Hampering Retirement Plans.” Whenever I see these kinds of headlines, I like to get to heart [...]

Save Early and Often

If I am insane for encouraging young people to think about retirement, then I am in good company. The Wall Street Journal ran an ar viagra online ticle this weekend on how college graduates can save even while paying off student loans. Nest eggs are not made overnight, so It’s really never too early to [...]

The Real War on Women…It’s Not What You Think

I hate to use the term “war on women.” It is inflammatory and seems to imply that there is a movement about to systematically strip women of their accomplishments and status in American society and drop them off at Gitmo. But because the politician Grow Taller For Dummies Affiliate Makes $2987.03 In 29 Days s [...]

Baby Boomers vs. Generation Y

The Insured Retirement Institute released a survey this week (described on the Wall Street Journal’s Smart Money blo Meditation Expert. g) about the state of baby boomer retirement. It is indeed a sad state, but nothing new to report. As previous surveys have indicated, they are simply not ready: 35 percent of 50 to 66 [...]

Why Patience Pays in 401(k) Saving

A new survey from the Employee Benefits Research Institute and reported in the Wall Street Journal found that 0.2 p Master Mentalism – Magic Instruction. ercent of 401(k) participants have reached $1 million in savings in their 401(k) plans. They keys to this success? Consistent saving over at least 20 years and contributing high amounts [...]

Will You Live Past 90?

The latest Census data show that more people are living to age 90, according to Healthday. In fact the 90-and-beyond crowd has tripled since 1980, to 1.9 million people today. Most are women (75 percent), and many live alone but are not necessarily no fax payday loans independent and healthy. The average income for people [...]